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Privacy Policy

LearningCardMaker.com — Data Protection Statement

1. Data We Collect

▸ Identity data: name, date of birth, nationality (KYC)
▸ Contact data: email address, phone number
▸ Transaction data: order references, amounts, timestamps
▸ Technical data: IP address, browser type, session data

2. How We Use Your Data

▸ To verify your identity and comply with KYC/AML obligations
▸ To process and record your transactions
▸ To communicate account and security updates
▸ To detect and prevent fraud or illegal activity

3. Data Sharing

We do not sell your personal data. We may share data with regulatory authorities as required by law, KYC verification partners, and payment processors strictly necessary to operate the service.

4. Data Retention

We retain personal and transaction data for a minimum of 5 years to comply with AML regulations. You may request deletion of non-regulatory data by contacting support.

5. Your Rights

▸ Right to access your personal data
▸ Right to correct inaccurate data
▸ Right to request deletion (where not prevented by law)
▸ Right to data portability

6. Contact

For privacy-related inquiries, contact support@factcardmaker.com

Terms of Service

LearningCardMaker.com — Online Platform Agreement

1. Service Provider

Brand	LearningCardMaker.com
Operated by	CosmicBreeze.net
Domain	factcardmaker.com
Support	support@factcardmaker.com

2. Services Provided

Whitelabel eMarketplace provides a white-label marketplace platform enabling operators to launch fully branded online marketplaces.

▸ Multi-tenant storefront infrastructure
▸ Fully branded marketplace environments
▸ Integrated payment routing via operator-selected PSPs
▸ Built-in KYC / KYB / 2FA compliance services
▸ AI-enhanced fraud monitoring and management
▸ Multi-language support (100+ languages)

3. Acceptable Use

▸ Operators must comply with all applicable laws and regulations in their jurisdiction
▸ No use for illegal transactions, fraud, or money laundering
▸ Operators are responsible for the compliance and conduct of their end users
▸ Platform credentials and access must be kept secure and up to date

4. Limitation of Liability

LearningCardMaker.com provides technology infrastructure only. Operators are solely responsible for their marketplace operations, end-user relationships, and regulatory compliance. We are not liable for commercial losses, transaction disputes, or third-party service interruptions.

5. Contact

For support inquiries, contact support@factcardmaker.com